The Internal Audit US Personal Banking team is responsible for providing independent assurance over the key risks and processes associated with Citi’s US Personal Banking (USPB) line of business and the associated servicing and operations. USPB serves Citi’s home market with the largest consumer wallet in the world and offers consumer branded cards, retail services and retail banking (including mortgages). The IA USPB Team covers the end to end consumer product lifecycle from design of new products to the end to end customer experience. The IA USPB Team consists of audit and analytics professionals located in the US: Florida, New York, Delaware, Texas, and North Carolina; Mississauga, Canada, and Mumbai, India and Bogota Colombia. **Responsibilities**: - Participate in moderately complex audits during planning, fieldwork, and reporting to assess the design and operating effectiveness of key controls in scope. - Complete assigned audit test work with high quality and within the budgeted timeframes. - Communicate audit findings to audit leadership to identify unmitigated risk. - Monitor identify and assess risks impacting the business through risk-based audits, business monitoring, and issue validations. - Develop effective relationship management with key stakeholders to ensure a strong understanding of business risk and controls. - Has the ability to operate with a limited level of direct supervision. - Can exercise independence of judgement and autonomy. - Acts as SME to senior stakeholders and /or other team members. **Qualifications**: - 5-8 years of relevant experience in internal audit, internal controls, risk management, or related fields - Consumer regulations knowledge and Issue Validation Background preferred - Effective verbal and written communication and negotiation skills - Subject matter expertise of consumer banking products and services. - Effective project management skills - Effective influencing and relationship management skills - Demonstrated ability to remain unbiased in a diverse working environment **Education** - Bachelor’s degree/University degree or equivalent experience**Job Family Group**: Internal Audit - **Job Family**: Audit - **Time Type**: Full time - Citi is an equal opportunity and affirmative action employer. Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. View the "**EEO is the Law**" poster. View the **EEO is the Law Supplement**. View the **EEO Policy Statement**. View the **Pay Transparency Posting