**About PayU** PayU, a leading payment and Fintech company in 50+ high-growth markets throughout Asia, Central and Eastern Europe, Latin America, the Middle East and Africa, part of Prosus group, one of the largest technology investors in the world is redefining the way people buy and sell online for our 300.000+ merchants and millions of consumers. As a leading online payment service provider, we deploy more than 400 payment methods and PCI-certified platforms to process approximately 6 million payments every single day. Thinking of becoming a PayUneer and you are curious to know more about us? Read more about the life in PayU here About the role The Senior Credit Risk Analyst, as part of the Credit Risk Team, and the Merchant Risk Latam Team, will execute the credit risk assessment processes for customers at the onboarding and post-onboarding stages. In this role, it is critical to analyze the customer holistically and assess all the factors increasing/decreasing the risk, propose mitigants for the credit exposure, and advise the Credit Risk Manager to continue cooperating with the customer. Strong analytical skills, and critical thinking, capabilities are the core skills for this role. What you will do Produce well-supported customer credit risk analysis that involves analysis of customer financial situation, business model, industry, and other aspects of customer activity/performance. Collect internal and external sources of information such as financial statements, external credit reports, reviews, or any other information supporting credit risk analysis. Support event-driven or periodic review of customers' portfolios in terms of credit risk verification during customer lifetime, Analyze and monitor customer business information, credit data, and financial statements to establish and maintain accurate risk mitigants for the existing portfolio. What you need to succeed Bachelor's degree in business administration, economy, accounting, finance, or similar careers. Postgraduate studies/MBA degree is highly appreciated. Minimum 3 years of experience in Companies' credit/economic/financial assessment is necessary. English level: B1 or above **About us**: **Our Commitment To Building A Diverse And Inclusive Workforce** As a global and multi-cultural organization with varied ethnicities thriving across locations, we realize that our responsibility towards fulfilling the D&I; commitment is huge. Therefore, we continuously strive to create a diverse, inclusive and safe environment, for all of our people, communities and customers. Our leaders are committed to create an inclusive work culture which enables transparency, flexibility and unbiased attention to each and every PayUneer so they can succeed, irrespective of gender, color or personal faith. An environment where every person feels they belong, that they are listened to, and where they are empowered to speak up. At PayU we have zero tolerance towards any form of prejudice whether a specific race, ethnicity, or of persons with disabilities or the LGBTQ communities.