About payjoy payjoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. we lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud ai allow us to offer the lowest cost and qualify the most customers in the industry. as of 2025 we have brought billions of dollars in credit to 15 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term. this role the operations manager is responsible for roll out and expansion of granting a line of credit/credit card with phone financing including funnel and bug detection, identifying bugs/pain points and operational issues, and prioritizing fixes with cross-functional teams, and driving improvements based on user insights and quality standards. key responsibilities monitor the user funnel and identify drop-off points, friction areas, and blockers that affect conversion or usage of the cl/cc. detects and tracks bugs, pain points, and operational issues, working closely with product, engineering, and cx teams to ensure resolution. prioritize fixes and enhancements in collaboration with products based on impact, user insights, and business goals, using structured frameworks. gather and synthesize user insights through research, support feedback, and data analysis to inform continuous improvements. drive operational efficiencies through proposal and execution on initiatives applicable to...
Acerca de payjoy payjoy es un proveedor de servicios financieros con una misión clara: ayudar a clientes desatendidos en mercados emergentes a lograr estabilidad y éxito financiero. otorgamos créditos a través de nuestra tecnología patentada que convierte un smartphone en una garantía digital, y gracias a nuestra avanzada inteligencia artificial, ciencia de datos y herramientas anti-fraude, podemos ofrecer los costos más bajos y calificar al mayor número de clientes en la industria. hasta 2024, hemos proporcionado miles de millones de dólares en crédito a más de 12 millones de clientes, mientras mantenemos una rentabilidad sólida y sostenible a largo plazo. acerca del rol el representante de ventas es responsable de incrementar la originación e integración de nuevos socios en el territorio asignado, construyendo y manteniendo relaciones sólidas con los minoristas y distribuidores asociados; através de trabajo en campo (visitar tiendas) o la venta directa en kioskos, para brindar apoyo, capacitación, implementación de campañas de incentivos y marketing dirigido, a fin de asegurar el cumpliento y superando los objetivos de venta y productividad. responsabilidades lograr el cumplimiento de la meta mensual asignada de ventas y activación de tiendas en el área bajo su responsabilidad, aumentando la productividad, la participación de mercado y generando nuevas oportunidades no relacionadas con el punto de venta, incluyendo la venta a través de kioskos. asegurar que los comerciantes que vendieron el mes pasado lo hagan en el mes presente. desarrollar la relación con los comerciant...
About payjoy payjoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. we lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud ai allow us to offer the lowest cost and qualify the most customers in the industry. as of 2025 we have brought billions of dollars in credit to 15 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term. this role as a software engineer within payjoy’s team, you will build the technology to support millions of customers worldwide. our unique locking technology combines our proprietary “secret sauce” and the effective use of data to give users credit-based products in emerging markets. we're also focused on world-class app design, web frontend and backend, and partner api integrations. as a key part of payjoy’s global engineering team, you need to be up for any technical challenge and willing to learn new technologies. responsibilities - code software primarily in php, javascript/vue/angularjs, html, css. design, implement, test, debug, and deploy features and services from product specification. work with the product team to deliver code that addresses business needs. - use and manage relational sql databases. use sql programming language to perform create, retrieve, update, and delete operations (ddl and dml commands). design and implement database schema changes to support new f...
Somos la única plataforma de reclutamiento especializada en el área comercial.selecciona tu país méxico colombia representante de ventas payjoy bogotá d.c., bogotá d.c. $3,5 a $4 millones responsabilidades planear visitas de mantenimiento y a clientes potenciales o nuevos prospectos, así como realizar un análisis post visita y de seguimiento dar atención, presentación y promoción de los productos ante clientes y distribuidores; tener conocimiento del potencial de las cuentas y uso de recursos para desarrollar nuevos clientes y a socios comerciales. analizar el potencial de mercado y del territorio para determinar el valor de los clientes actuales o nuevos prospectos y lograr el posicionamiento del producto. planear, coordinar y ejecutar planes de educación y eventos o talleres que agreguen valor. competencias preferiblemente profesional o tecnólogo en finanzas o negocios con buen manejo del paquete office./excel buen seguimiento y control de la zona. excelentes relaciones interpersonales. experiencia: como representante de ventas, preferible del sector financiero, bancario o celulares, también canal retail de distribuidores (éxito, alkosto, ktronix, etc). experiencia en cada empresa no sea menor a 1 año, necesitamos personas que demuestren el desempeño de sus retos y logros. buen manejo de excel y experiencia en presentaciones comerciales. contrato término fijo días y horario lunes a sábado de: 08:00 am a 05:00 pm se requiere nivel de educación: universitaria sobre la empresa servicios financieros de microcredito para adquisición de telefonía celular. somos un great place t...
About payjoy payjoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. we lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud ai allow us to offer the lowest cost and qualify the most customers in the industry. as of 2025 we have brought billions of dollars in credit to 15 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term. this role the senior product manager on the consumer team will play a crucial role in driving the growth and continuous improvement of our credit line and card products. this position involves owning the product strategy, roadmap, and execution to enhance the overall customer experience, expand product capabilities including international expansion, and optimize key performance indicators. you'll collaborate closely with engineering, design, risk, and operations teams to identify new opportunities, solve complex challenges, and deliver impactful solutions that directly contribute to the product's success and our customers' financial well-being. the ideal candidate will possess a strong background in product management within financial services, with a particular focus on credit products and consumer lending. expertise in data-driven decision-making, understanding of credit lifecycle dynamics, and a passion for delivering exceptional customer experiences are paramount....
Payjoy bogota, d.c., capital district, colombia about payjoy payjoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. we lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud ai allow us to offer the lowest cost and qualify the most customers in the industry. as of 2025 we have brought billions of dollars in credit to 15 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term. about payjoy payjoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. we lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud ai allow us to offer the lowest cost and qualify the most customers in the industry. as of 2025 we have brought billions of dollars in credit to 15 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term. this role the senior software engineer is responsible for building technology of our unique cell phone-locking system, data-driven risk modeling to support our financial products, internal tools and partner api integrations, ensuring the quality and functionality of software solutions writing clean and functional code to ensure system...
Acerca de payjoy payjoy es un proveedor de servicios financieros con una misión clara: ayudar a clientes desatendidos en mercados emergentes a lograr estabilidad y éxito financiero. otorgamos créditos a través de nuestra tecnología patentada que convierte un smartphone en una garantía digital, y gracias a nuestra avanzada inteligencia artificial, ciencia de datos y herramientas anti-fraude, podemos ofrecer los costos más bajos y calificar al mayor número de clientes en la industria. hasta 2024, hemos proporcionado miles de millones de dólares en crédito a más de 12 millones de clientes, mientras mantenemos una rentabilidad sólida y sostenible a largo plazo. acerca del rol el representante de ventas es responsable de incrementar la originación e integración de nuevos socios en el territorio asignado, construyendo y manteniendo relaciones sólidas con los minoristas y distribuidores asociados; através de trabajo en campo (visitar tiendas) o la venta directa en kioskos, para brindar apoyo, capacitación, implementación de campañas de incentivos y marketing dirigido, a fin de asegurar el cumpliento y superando los objetivos de venta y productividad. responsabilidades - lograr el cumplimiento de la meta mensual asignada de ventas y activación de tiendas en el área bajo su responsabilidad, aumentando la productividad, la participación de mercado y generando nuevas oportunidades no relacionadas con el punto de venta, incluyendo la venta a través de kioskos. - asegurar que los comerciantes que vendieron el mes pasado lo hagan en el mes presente. - desarrollar la relación con los...
About payjoy payjoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. we lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud ai allow us to offer the lowest cost and qualify the most customers in the industry. as of 2025 we have brought billions of dollars in credit to 15 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term. this role the senior product manager on the consumer team will play a crucial role in driving the growth and continuous improvement of our credit line and card products. this position involves owning the product strategy, roadmap, and execution to enhance the overall customer experience, expand product capabilities including international expansion, and optimize key performance indicators. you'll collaborate closely with engineering, design, risk, and operations teams to identify new opportunities, solve complex challenges, and deliver impactful solutions that directly contribute to the product's success and our customers' financial well-being. the ideal candidate will possess a strong background in product management within financial services, with a particular focus on credit products and consumer lending. expertise in data-driven decision-making, understanding of credit lifecycle dynamics, and a passion for delivering exceptional customer experiences are paramount....
About payjoy payjoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. we lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud ai allow us to offer the lowest cost and qualify the most customers in the industry. as of 2025 we have brought billions of dollars in credit to 15 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term. this role the risk analyst is responsible for using data warehouses to build analysis, policy recommendations, and dashboards that optimize risk outcomes across portfolios of credit products and countries, in order to improve product profitability and risk kpis. key responsibilities use sql and r, or python to extract and manipulate data to underpin your recommendations (we are very data-driven). make actionable recommendations about how to improve outcomes based on your analysis. work closely with the data science team to implement ml and ai models that optimize portfolio outcomes.. create dashboards that measure the performance of credit portfolios, new product pilots, and a/b tests. write succinct and thoughtful documentation that explains your analysis and recommendations. qualifications bachelor's degree in finance, economics, mathematics, industrial engineering or a similar quantitative field. +2 years of experience in a rigorous analytical/empirical role. strong general analytic...
About payjoy payjoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. we lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud ai allow us to offer the lowest cost and qualify the most customers in the industry. as of 2025 we have brought billions of dollars in credit to 15 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term. this role the risk analyst is responsible for using data warehouses to build analysis, policy recommendations, and dashboards that optimize risk outcomes across portfolios of credit products and countries, in order to improve product profitability and risk kpis. key responsibilities - use sql and r, or python to extract and manipulate data to underpin your recommendations (we are very data-driven). - make actionable recommendations about how to improve outcomes based on your analysis. - work closely with the data science team to implement ml and ai models that optimize portfolio outcomes.. - create dashboards that measure the performance of credit portfolios, new product pilots, and a/b tests. - write succinct and thoughtful documentation that explains your analysis and recommendations. qualifications - bachelor's degree in finance, economics, mathematics, industrial engineering or a similar quantitative field. - +2 years of experience in a rigorous analytic...
About payjoy payjoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. we lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud ai allow us to offer the lowest cost and qualify the most customers in the industry. as of 2025 we have brought billions of dollars in credit to 15 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term. this role as a software engineer within payjoy’s team, you will build the technology to support millions of customers worldwide. our unique locking technology combines our proprietary “secret sauce” and the effective use of data to give users credit-based products in emerging markets. we're also focused on world-class app design, web frontend and backend, and partner api integrations. as a key part of payjoy’s global engineering team, you need to be up for any technical challenge and willing to learn new technologies. responsibilities - code software primarily in php, javascript/vue/angularjs, html, css. design, implement, test, debug, and deploy features and services from product specification. work with the product team to deliver code that addresses business needs. - use and manage relational sql databases. use sql programming language to perform create, retrieve, update, and delete operations (ddl and dml commands). design and implement database schema...
About payjoy payjoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. we lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud ai allow us to offer the lowest cost and qualify the most customers in the industry. as of 2025 we have brought billions of dollars in credit to 15 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term. this role the senior product manager on the consumer team will play a crucial role in driving the growth and continuous improvement of our credit line and card products. this position involves owning the product strategy, roadmap, and execution to enhance the overall customer experience, expand product capabilities including international expansion, and optimize key performance indicators. you'll collaborate closely with engineering, design, risk, and operations teams to identify new opportunities, solve complex challenges, and deliver impactful solutions that directly contribute to the product's success and our customers' financial well-being. the ideal candidate will possess a strong background in product management within financial services, with a particular focus on credit products and consumer lending. expertise in data-driven decision-making, understanding of credit lifecycle dynamics, and a passion for delivering exceptional customer experiences are paramount. respons...
Vacante: promotor/a junior – tecnología en eficacia s.a.s. estamos en búsqueda de personas con excelente actitud comercial y pasión por la tecnología, para unirse al equipo de ventas de una reconocida marca del sector. ciudad: cali tipo de contrato: fijo horario: turnos rotativos de domingo a domingo (44 horas semanales) con un día de descanso compensatorio entre semana. condiciones salariales: salario base: $1.423.500 auxilio de transporte: $200.000 comisiones: entre $400.000 y $520.000 mensuales con techo incentivos monetarios adicionales sin límite, según resultados pagos quincenales / comisiones mes vencido requisitos: nivel educativo: bachiller académico experiencia mínima de 6 meses en ventas recientes en alguno de los siguientes sectores: tecnología telecomunicaciones electrodomésticos entidades financieras que otorguen crédito para celulares (ejemplo: payjoy, crediminuto, davivienda, banco de bogotá) excelentes habilidades de servicio al cliente y asesoría comercial funciones principales: asesoría y atención al cliente en punto de venta venta y postventa de productos de la marca promoción de productos y cumplimiento de metas comerciales haz parte de una empresa que transforma vidas a través del talento humano. postúlate y proyecta tu carrera con nosotros....
Vacante: promotor/a junior – tecnología en eficacia s.a.s. estamos en búsqueda de personas con excelente actitud comercial y pasión por la tecnología, para unirse al equipo de ventas de una reconocida marca del sector. ciudad: cali tipo de contrato: fijo horario: turnos rotativos de domingo a domingo (44 horas semanales) con un día de descanso compensatorio entre semana. condiciones salariales: salario base: $1.423.500 auxilio de transporte: $200.000 comisiones: entre $400.000 y $520.000 mensuales con techo incentivos monetarios adicionales sin límite, según resultados pagos quincenales / comisiones mes vencido requisitos: nivel educativo: bachiller académico experiencia mínima de 6 meses en ventas recientes en alguno de los siguientes sectores: tecnología telecomunicaciones electrodomésticos entidades financieras que otorguen crédito para celulares (ejemplo: payjoy, crediminuto, davivienda, banco de bogotá) excelentes habilidades de servicio al cliente y asesoría comercial funciones principales: asesoría y atención al cliente en punto de venta venta y postventa de productos de la marca promoción de productos y cumplimiento de metas comerciales haz parte de una empresa que transforma vidas a través del talento humano. postúlate y proyecta tu carrera con nosotros....
Estamos en búsqueda de promotores junior con el objetivo de brindar atención al cliente, realizar ventas, post ventas y promover los productos asignados en punto de venta (almacenes o locales asignados). funciones principales: atender y asesorar a los clientes en sus compras. realizar ventas, post ventas y promoción de productos. cumplir con las metas comerciales establecidas. mantener orden y exhibición adecuada de los productos. requisitos: experiencia mínima de 6 meses en ventas recientes, preferiblemente en: tecnología. telecomunicaciones. electrodomésticos. entidades financieras que ofrezcan créditos para celulares (payjoy, crediminuto, banco de bogotá, davivienda, entre otros). excelente actitud comercial, orientación al cliente y pasión por las ventas y la tecnología. disponibilidad para laborar en chía o mosquera según asignación. condiciones laborales: salario base: $1.423.500 auxilio de transporte: $200.000 comisiones: desde $400.000 hasta $520.000 (con techo). incentivos monetarios sin límite, según resultados individuales. pagos quincenales, las comisiones se pagan por mes vencido. horario: jornada de 8 horas diarias, de domingo a domingo. un día compensatorio entre semana. tipo de contrato: contrato inicial para cubrir vacíos laborales, con posibilidad de pasar a contrato indefinido de acuerdo con desempeño y rendimiento....
About payjoy payjoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. we lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud ai allow us to offer the lowest cost and qualify the most customers in the industry. as of 2025 we have brought billions of dollars in credit to 15 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term. this role as a software engineer within payjoy’s team, you will build the technology to support millions of customers worldwide. our unique locking technology combines our proprietary “secret sauce” and the effective use of data to give users credit-based products in emerging markets. we're also focused on world-class app design, web frontend and backend, and partner api integrations. as a key part of payjoy’s global engineering team, you need to be up for any technical challenge and willing to learn new technologies. responsibilities code software primarily in php, javascript/vue/angularjs, html, css. design, implement, test, debug, and deploy features and services from product specification. work with the product team to deliver code that addresses business needs. use and manage relational sql databases. use sql programming language to perform create, retrieve, update, and delete operations (ddl and dml commands). design and implement database schema changes to support new features. ...
About payjoy payjoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets achieve financial stability and success. we lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud ai allow us to offer the lowest cost and qualify the most customers in the industry. as of 2025, we have provided billions of dollars in credit to 15 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term. this role payjoy is looking for a sales representative in bogotá to help drive the growth of our phone finance services in colombia. the ideal candidate is dynamic, results-driven, and enjoys a high-change environment focused on building the next generation of payjoy’s phone finance experiences. the sales representative is responsible for increasing sales revenue while building solid relationships with sales staff and store managers at partnered retailers and distributors across colombia. responsibilities manage assigned accounts and grow them month over month. serve as the main point of contact for our partners’ sales staff. develop client relationships to expand your portfolio. visit stores to train sales teams, including delivering onboarding sessions to ensure results. maintain communication channels with partners and clients. qualifications 3-5 years of experience in field sales & marketing, customer service, sales, mobile device sales, or customer care. valid driver’s license. exp...
About payjoy payjoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. we lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud ai allow us to offer the lowest cost and qualify the most customers in the industry. as of 2025 we have brought billions of dollars in credit to 15 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term. this role as a senior software engineer within payjoy’s team, you will build the technology to support millions of customers worldwide. our unique locking technology combines our proprietary “secret sauce” and the effective use of data to give users credit-based products in emerging markets. we're also focused on world-class app design, web frontend and backend, and partner api integrations. as a key part of payjoy’s global engineering team, you need to be up for any technical challenge and willing to learn new technologies. responsibilities code software primarily in php, javascript/vue/angularjs, html, css. design, implement, test, debug, and deploy features and services from product specification. work with the product team to deliver code that addresses business needs. use and manage relational sql databases. use sql programming language to perform create, retrieve, update, and delete operations (ddl and dml commands). design and implement database schema changes to support new fea...
Cree una alerta de empleo y reciba nuevas ofertas que se adaptan a su perfil desde más de 2550 sitios web de empleo